Category: Financial

  • California Minimum Business Fees and First Year Exemption

    The question is: do you have to pay any California Business License fees? If you searched the site, and you may find the first year exemption, it says: “Note: As of January 1, 2000, newly incorporated or qualified corporations are exempt from the minimum franchise tax for their first year of business.” So […]

  • Halloween indicator

    The Halloween indicator is a variant of the stock market adage “Sell in May and go away,” the belief that the period from November to April has significantly stronger growth on average than the other months. In such strategies, stocks are sold at the start of May and the proceeds held in cash; stocks are […]

  • Money saving tips on home mortgage refinancing.

    The steady downward trend in mortgage interest rates in recent years have undoubtedly presented many opportunities to lock in historically low rates. With the downward trend anticipated to continue for the foreseeable near future, there are bound to be more opportunities to refinance into a lower interest rate loan. This article offers a lesser known tip […]

  • Presidential Cycle

    Presidential Cycle As we discussed in the marketing timing strategies, we will spend more time to dig deeper into the Presidential Cycle. The first year is the weakest of all four years. Higher returns during the last two years of a Presidential term than the first years. The expectation is that as a President takes […]

  • January effect

    January effect As we discussed in the marketing timing strategies, January Effect is the oldest and more common accepted ideas. In this article, we expand the topic and look at more details. Increase in buying securities before the end of the year for a lower price, and selling them in January to generate profit from […]

  • Even a stopped clock is right twice a day

    Even a stopped clock is right twice a day There are many different ways to predicate stock market.  Some are well known, some are not, but all theories have their true believers. First I will list a few very “reliable rules”. Then I will list a few common but not so reliable ones. For each […]